As a Valued Member, You are more than an insured.
Future Care is your committed partner in risk and resilience.
8,800+
45+
100+
Number of Beds Insured
States
Years of Experience
Providing Coverage, Control & Collaboration to Senior Care Facilities
At Future Care Risk Retention Group, Inc. we offer professional, general and employee benefits liability and other supplemental coverages for senior care providers. We offer an exceptional service model designed to protect the financial stability and reputation of our members in this litigious environment.
Why Choose Future Care?
What are the advantages of a risk retention group over traditional liability insurance companies? An RRG is owned and governed by its members who are the Senior Care providers Future Care insures. We know the importance of being prepared for the future. Our goal is to reduce your costs and expenses and give you greater control over your insurance program. We partner with you by protecting the investment in your future and growing your assets while also providing you with an innovative insurance program. Our risk and claims management specialists have the expertise needed to minimize claims costs and enhance quality of care. A full service brokerage provides a multitude of services, from trade execution to tax advice to retirement planning. Future Care RRG is the solution to challenges you are facing in the marketplace.
Future Care Risk
Retention Group
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Is Member-owned
Creates personalized coverage plans
Provides litigation risk management
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Benefits Comparison
A Traditional
Insurance Company:
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Is committed to protecting member facilities
Provides stable premium
Provides multiple extra services and resources
Is committed to hands-on service
Provides a return on the investment through dividend
Future Care RRG is committed to maintaining the highest standards of trust and compliance, ensuring that our members are always in line with both regulatory requirements and industry best practices. Our dedication to compliance is exemplified by our adherence to HUD governance requirements, which are critical for long-term care facilities that rely on federal funding and support. As an A-rated carrier, Future Care RRG provides the financial stability and reliability that our members need to confidently operate within this complex regulatory environment.
Trusted and Compliant
Reinsurance Partners AM Best “A” Rated
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Approved by HUD
Financial Stability Rating (FSR) of A, Exceptional, by Demotech, Inc.
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When you join Future Care RRG, you’re more than just a policyholder—you become an owner and an investor.
Membership includes the ability to communicate clearly and openly during various annual meetings and direct contact options, ensuring your voice is heard and your needs are met. Learn more about membership and discover the Future Care Difference.
We understand the complexities involved in liability and risk management.
The multiple legal challenges associated with Senior Care requires experienced risk mitigation partners to provide advocacy and support in case any issue should arise. We understand that each facility’s challenges are specific to each location, and you therefore need a seasoned risk mitigation partner to provide support for your staff. The Future Care RRG team has a unique underwriting approach, and decades of combined experience in protecting Senior Care providers from liability risks. We provide members of our group with tailored risk management plans and a legal risk management platform for each of their individual facilities. In addition to protecting Senior Care providers, our individual approach allows us to offer a variety of coverages for the various needs of our members. We also offer a range of deductibles and self-insured retention for our group members.
What Members Are Saying
“We have experienced exceptional risk mitigation approaches in partnership with Future Care RRG. Having full access to best legal advice in Long Term care industry along with shared best operational and clinical practices has been highly valuable to us.”
— Mazy Sehrgosha, CEO, Premier Senior Living
“The Future Care team has proven to be best in class within the Senior Living marketplace. We are proud to partner with them and look forward to continue providing the perfect client experience.”
— Rusty Hughes, President, Birmingham Professional Liability
“As an industry leading captive manager, we interact with numerous RRGs. Future Care embodies strong ethics and client focused decision making with heavy emphasis on a team centric approach to best serve its members.”
— Michael Rogers, CEO, Risk Services, LLC
